Switch today for a brighter tomorrow.
We compare 30 lenders plus, we speak your language, we offer an unsurpassed level of knowledge, experience and expertise.
Switch Finance was founded by Ray Dib in 2015, previously trading as Club Financial Services Southport and The Mortgage Bureau Southport.
Ray has 12 years’ experience in finance, lending and investment portfolio structure and has an excellent reputation, is highly regarded by peers, and is a strong industry presenter/public speaker.
Ray prides himself on being an educator, bridging the gap between the misleading industry jargon and the lending end-users - our customers.
We remain at the forefront of the lending industry in terms of knowledge, experience and expertise. We are 100% immersed in this specialist niche area with our team undertaking ongoing industry specific studies and personal development training, to ensure that the information and services that we provide are of the highest standards, with the most current information and industry standard practices. We keep abreast of frequently changing legalities.
Education • Transparency • Simplicity
We focus on providing exemplary customer service, striving to build a sustainable, long term relationship. We are proud to say that 95%+ of our customers are referral based.
We take time to listen, explain, and simplify - ensuring that our customers really understand their options and their loans, giving them confidence moving forward.
We offer every client the very best, tailored loan structure from an unbiased, broad pool of over 30 lenders. We always aim to perform above and beyond a customer's expectation, which has been integral to our success.
Australia-wide & International Clientele
Our outstanding team
Dip FMBM LREA
PRINCIPAL & MFAA CREDIT ADVISER
Australian Credit Licence No: 469024
With over 12 years’ experience in finance, lending and investment portfolio structure and 28 years as a business owner and franchisee, Ray understands the needs of a business. Ray thinks 'outside the box' when appraising finance for his clients, resulting in an extremely high success rate and better customer outcomes. This and his signature loan structure diagram software have him being referred clients from around the globe.
Ray is friendly, customer service focussed and speaks in layman’s terms, which clients appreciate. He has been a regular guest speaker at conferences for various property investment groups and has written articles for various property investor magazines.Call: +61 421 621 028
Eghard van der Hoven
Dip FMBM MEcon
ACCREDITED FINANCE BROKER
Australian Credit Licence No: 458583
Providing our clients with 30 years of experience, a wealth of knowledge in the financial services sector and access to a vast network of Australian lenders (traditional and the non-conforming), Eghard can offer solutions you may not have considered before. Eghard is highly professional, customer service focussed and really knows his stuff.
He proudly boasts of many repeat clients, from sole traders to large companies, who confidently return time and time again, and happily recommend his services.Call: +61 409 881 817
CLIENT SERVICES MANAGER
Australian Credit Licence No: 469024
Julie was headhunted to join our team to ensure that our office provides a highly efficient, pleasurable experience for our customers. With outstanding organisational skills, Julie is also our 'go to person', with 10 years’ experience in processing and administration of loan applications of all types, dealing with a multitude of banks and lenders, solicitors and settlement teams.
Julie is a registered Commissioner of Declarations - very handy for clients when requiring a witness for their mortgage documents or to certify ID.Call: 07 5532 0030
What our clients say...
Trustworthy and puts in the extra mile!
Our first investment property
Jenny and John Dawson
Professionalism, diligence and speed
Ray is now one of our few very trusted associates
Jimmy and Cathy Swan
Invaluable advice and assistance
Loren Scanlan and Luke Cahill
Exceptionally enthusiastic and passionate people
Thong Da Wei
Always available to answer my questions
Looking forward to doing it all again
Things we were not to sure about were always explained fully
Jackie and Phil
I will certainly use your services again
Jason and Rosalind
Pleasure having the backing of professional people
John and Noelene Salter
Sign off on the loans went faultlessly
Keir and Jackie
Very happy about the way things have been managed
Peter and Shirley Craig